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| LOAN RATES - Rates as low as (Final rate will be based on credit score) Effective April 9, 2008 |
| Type |
Maximum Amount |
Term |
Annual Percentage Rate |
|
New Auto
|
100% Book Value |
Up to 24 Months |
4.24% |
| 25-48 Months |
4.74% |
| 49-60 Months |
5.24% |
| 61-72 Months |
5.74% |
| Type |
Maximum Amount |
Term |
Annual Percentage Rate |
|
Used Auto
2005- 2007
|
100% Book Value |
Up to 24 Months |
4.99% |
| 25-48 Months |
5.24% |
| 49-60 Months |
5.74% |
| 61-72 Months* |
6.74% |
| * 2006 & 2007 only |
| Type |
Maximum Amount |
Term |
Annual Percentage Rate |
|
Older Used Vehicle 2004 & Older
Purchase only
**Vehicle must be valued at $15,000.00 or more**
|
100% Book Value
|
Up to 24 Months |
6.25% |
| 25-36 Months |
6.50% |
| 37-48 Months |
6.75% |
| **49-60 Months** |
7.00% |
| Type |
Maximum Amount |
Term |
Annual Percentage Rate |
|
New Motorcycle
|
100% Book Value |
Up to 48 Months |
4.24% |
| 49 Months and Over |
5.24% |
| Type |
Maximum Amount |
Term |
Annual Percentage Rate |
|
Used Motorcycle
|
80% Book Value |
Up to 48 Months |
5.49% |
| 49 Months and Over |
6.49% |
| Type |
Maximum Amount |
Term |
Annual Percentage Rate |
|
New Recreation
|
100% Book Value |
Up to 48 Months |
4.24% |
| 49 Months and Over |
5.24 |
| Type |
Maximum Amount |
Term |
Annual Percentage Rate |
|
Used Recreation
|
80% Book Value |
Up to 48 Months |
5.49% |
| 49-96 Months |
6.49% |
| Type |
Maximum Amount |
Term |
Annual Percentage Rate |
|
Share Secured
|
Share Value |
Up to 60 Months |
4.50% |
| Type |
Maximum Amount |
Term |
Annual Percentage Rate |
|
Signature
|
Total Unsecured Limit $15,000.00 |
Up to 60 Months |
11.00% |
| Type |
Maximum Amount |
Minimum Payment |
Annual Percentage Rate |
|
Line Of Credit
|
Total Unsecured Limit $15,000.00 |
3.00% of Balance |
11.00% |
| Type |
Maximum Amount |
|
Annual Percentage Rate |
|
Overdraft
|
$500.00 |
-- |
18.00% |
| Type |
|
| Mobile Home |
CUC 15 YR FIXED RATE 0 POINTS UP TO 10 YEARS |
|
1998 & Newer
|
1% OVER CUC 15 YR FIXED RATE 0 POINTS 10-15 YEARS |
*No loans issued to members who are delinquent on present loans.
*A Loan Officer may extend the term of a boat loan for up to 8 years and RV loans for up to 10 years.
*Antique car loans must have an appraisal and must be 25 years old. They will be granted at the used car rate.
*When a loan is rejected, the applicant will be notified in writing.
*Loans to minors granted with a co-signor.
*Mortgage loans with rates set by CUC Mortgage Corp. |
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| SAVINGS RATES - Effective May 1, 2008 |
| Account Type |
Balance Required |
Annual Percentage Rate |
Annual Percentage Yield |
|
Regular Share
$5.00 Minimum Balance
|
$0.00 - $100.00 |
0.00% |
0.00% |
| $100.01 - $40,000.00 |
1.00% |
1.00% |
| $40,000.01 - $60,000.00 |
1.00% |
1.00% |
| $60,000.01 and over |
1.00% |
1.00% |
| |
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| Account Type |
Balance Required |
Annual Percentage Rate |
Annual Percentage Yield |
|
SEED
(Students Earning Excellent Dividends)For members 18 and under or full time students.
|
$0.01 and over |
1.10% |
1.11% |
| |
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| Account Type |
Balance Required |
Annual Percentage Rate |
Annual Percentage Yield |
|
IRAs Traditional & Roth
|
$100.01 and over |
1.10% |
1.11% |
| |
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| Account Type - Effective May 14, 2008 |
Term |
Annual Percentage Rate |
Annual Percentage Yield |
|
Share & IRA Certificates
$1,000.00 -
$10,000.00
|
6 Month |
3.00% |
3.04% |
| 12 Month |
3.20% |
3.25% |
| 24 Month |
3.40% |
3.45% |
| Account Type - Effective May14, 2008 |
Term |
Annual Percentage Rate |
Annual Percentage Yield |
|
Share & IRA Certificates
$10,000.01 and over
|
6 Month |
3.05% |
3.09% |
| 12 Month |
3.25% |
3.30% |
| 24 Month |
3.45% |
3.51% |
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