Rates

Loan Rates       Savings Rates      Fee Schedule

Effective as of: December 17,2014
LOAN RATES - Rates as low as (Final rate will be based on credit score) If you find a better rate contact us about match
TypeMaximum AmountTermAPR
New Auto100% Book ValueUp to 24 Months1.95%
25-48 Months2.45%
49-60 Months2.95%
61-72 Months3.20%
73-84 Months3.49%
TypeMaximum AmountTermAPR
Used Auto (2013-2009)100% Book ValueUp to 24 Months2.49%
25-48 Months2.74%
49-60 Months3.49%
**Loan and vehicle value must be $15,000.00 or more****61-72 Months**3.99%
TypeMaximum AmountTermAPR
Older Used Auto (2008 and Older)100% Book ValueUp to 24 Months5.49%
25-36 Months5.59%
37-48 Months5.69%
**Loan and vehicle value must be $15,000.00 or more****49-60 Months**5.74%
TypeMaximum AmountTermAPR
New Motorcycle100% Book ValueUp to 48 Months3.74%
49 Months and Over4.99%
TypeMaximum AmountTermAPR
Used Motorcycle100% Book ValueUp to 48 Months4.24%
49 Months and Over5.74%
TypeMaximum AmountTermAPR
New Recreation100% Book ValueUp to 48 Months3.74%
49 Months and Over5.74%
TypeMaximum AmountTermAPR
Used Recreation100% Book ValueUp to 48 Months4.24%
49-96 Months6.49%
TypeMaximum AmountTermAPR
Share SecuredShare ValueUp to 48 Months1.90%
TypeMaximum AmountTermAPR
SignatureTotal Unsecured Limit $20,000.00Up to 60 Months10.50%
TypeMaximum AmountMinimum PaymentAPR
Line Of CreditTotal Unsecured Limit $20,000.003.00% of Balance11.50%
TypeMaximum AmountAPR
Overdraft$500.00--18.00%
Type
Mobile HomeCUC 15 YR FIXED RATE 0 POINTS UP TO
10 YEARS
2003 and Newer1% OVER CUC 15 YR FIXED RATE 0 POINTS
10-15 YEARS
APR=Annual Percentage Rate
*No loans issued to members who are delinquent on present loans.
*A Loan Officer may extend the term of a boat loan for up to 8 years and RV loans for up to 10 years.
*Antique car loans must have an appraisal and must be 25 years old. They will be granted at the used car rate.
*When a loan is rejected, the applicant will be notified in writing.
*Loans to minors granted with a co-signor.
*Mortgage loans with rates set by CUC Mortgage Corp.